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If you're going to utilize a small-cap index like the Russell 2000, you may desire to stop and consider why a good index fund firm, like Lead, does not have any funds that follow it. The factor is due to the fact that it's a poor index.
I have not even dealt with the straw male below yet, and that is the reality that it is relatively uncommon that you really have to pay either taxes or considerable compensations to rebalance anyway. A lot of intelligent financiers rebalance as much as possible in their tax-protected accounts.
And of course, nobody ought to be buying loaded shared funds, ever before. It's truly as well poor that IULs don't work.
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