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If you're going to utilize a small-cap index like the Russell 2000, you may wish to pause and think about why a good index fund company, like Lead, doesn't have any type of funds that follow it. The reason is since it's a poor index. Not to state that changing your entire policy from one index to one more is rarely what I would call "rebalancing - iul tax free retirement." Cash money value life insurance isn't an attractive possession course.
I have not even addressed the straw guy below yet, and that is the fact that it is fairly uncommon that you really have to pay either tax obligations or considerable payments to rebalance anyhow. Most intelligent financiers rebalance as much as possible in their tax-protected accounts.
And of course, nobody needs to be purchasing loaded mutual funds, ever. It's really also poor that IULs do not work.
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